Non-Trucking Liability Insurance provides your company with coverage in the event that a you or your employees have been involved in an accident while using a company vehicle for non-business, personal or any other reason apart from transporting goods or merchandise and are at fault.
Non-Trucking Liability Insurance provides coverage for the below:
What is non-Trucking Liability Insurance?
NTL is a liability insurance for the owner/operator when he is operating his commercial motor vehicle and is NOT under dispatch or perform business related duties.
Why do I need Non-Trucking Liability Insurance?
When an owner/operator leases on to a motor carrier, the commercial auto liability policy of that motor carrier will provide coverage while the owner/operator is UNDER dispatch. However, since the leased operator owns the equipment, there are times when that vehicle may be operated when not under dispatch; NTL provides coverage if you were to damage another persons property or even injure them while utilizing your commercial vehicle for personal use or non-business related duties.
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